RateSpyAlert tracks national and local auto insurance pricing to keep you up-to-date before your renewal hits. Check insurance rates by city, zip code or state and know when it's time to shop for a new rate.
RateSpyAlert Auto Insurance Price Index · Tracking pricing signals across 47 insurers · Updated daily
Possible price drop detected Updated: June 15, 2026 12:00 pm Based on 10 companies tracked Based on 2,902 pricing observations Signal confidence: HighJump to a different market in a few seconds.
RateSpyAlert tracks pricing shifts and timing so you know when rates move in your area.
Rates in Maryland have moved down about 14.8% over the last 30 days.
In the tracking window for Maryland, local signals show about 14% implied carrier-side movement versus a flat baseline, with a high / falling profile — useful context if you are deciding when to compare quotes.
Recent movement in Maryland may offer a better window to compare quotes.
Drivers who check quotes at the right time may see better rates.
This page summarizes aggregated premium movement for Auto Insurance Prices in Maryland Falling — 14.8% in the Last 30 Days. It is not a personal quote for your household.
When you run personalized results on RateSpyAlert, you choose vehicle types (car, truck, or SUV), driver ages, and ZIP codes — the same details collected on the rate-results path. Your final price still depends on exact vehicle, coverage, and driving history.
Monitoring — timing intelligence snapshot is not yet available for this view.
Recent movement in Maryland may offer a better window to compare quotes.
Best move: track your area through renewal season since pricing cycles can shift quickly.
Suggested next step: Set an alert for Maryland so you're notified when the signal flips.
This index reflects observed pricing signals and aggregated trends — not guaranteed quotes.
Maryland pricing has dropped sharply by about 14.8% over the last month. Recent snapshots are flashing a possible price-drop window rather than continued increases. Quote spread is wider than usual in this area.
If you're renewing soon, this is the type of window where some drivers see slightly better quotes than they saw last month.
Best move: track your area through renewal season since pricing cycles can shift quickly.
Set an alert for Maryland so you're notified when the signal flips.
This index reflects observed pricing signals and aggregated trends — not guaranteed quotes.
Last 90 days · 14 data points
Structured read on the same snapshot as the consumer view — for transparency and power users.
Timing takeaway: Falling pressure
Structured regime read (observational)
RSI 30 · ZPP 50 · HEAT/hot
Re-pricing signal: Early drift
Heuristic metrics from index fields — observational only, not investment or insurance advice.
Alerts & market pulse for this area
Bullish for drivers here — the index shows premiums trending down in this window.
In the last 7 days, live index signals touched 51 ZIPs across 51 states — heavy activity in California, Illinois, and more. Pricing keeps moving; alerts help you catch the next shift before renewal.
| Company | Current avg | Change vs previous | Pricing trend | Last seen |
|---|---|---|---|---|
| 21st Century Centennial | $21 | +0.0% | — | June 14, 2026 |
| Roadside assistance | $24 | — | — | June 14, 2026 |
| USAA* | $43 | +0.0% | — | June 15, 2026 |
| Geico | $71 | +0.0% | — | June 15, 2026 |
| Travelers | $80 | +0.0% | — | June 11, 2026 |
| Erie | $81 | +0.0% | — | June 15, 2026 |
| State Farm | $87 | +0.0% | — | June 11, 2026 |
| Auto-Owners | $88 | — | — | June 15, 2026 |
| NJM | $97 | — | — | June 15, 2026 |
| Direct Auto | $163 | — | — | June 15, 2026 |