Most drivers think their auto insurance rate changes once a year, that’s not how it actually works.
RateSpyAlert Auto Insurance Price Index · Tracking pricing signals across 47 insurers · Updated daily
Rates trending up Updated: June 10, 2026 12:00 pm Based on 10 companies tracked Based on 1,490 pricing observations Signal confidence: HighJump to a different market in a few seconds.
RateSpyAlert tracks pricing shifts and timing so you know when rates move in your area.
Rates in Alcester, SD have moved up about 310.7% over the last 30 days.
In the tracking window for Alcester, South Dakota, local signals show about 14% implied carrier-side movement versus a flat baseline, with a high / rising profile — useful context if you are deciding when to compare quotes.
Drivers in Alcester may want to watch pricing movement closely before renewal.
Drivers who check quotes at the right time may see better rates.
This page summarizes aggregated premium movement for Alcester Auto Insurance Prices — Rising 310.7% in the Last 30 Days. It is not a personal quote for your household.
When you run personalized results on RateSpyAlert, you choose vehicle types (car, truck, or SUV), driver ages, and ZIP codes — the same details collected on the rate-results path. Your final price still depends on exact vehicle, coverage, and driving history.
Monitoring — timing intelligence snapshot is not yet available for this view.
Drivers in Alcester may want to watch pricing movement closely before renewal.
Best move: monitor pricing through your renewal window instead of checking once.
Suggested next step: Set an alert for Alcester, SD so you're notified when the signal flips.
This index reflects observed pricing signals and aggregated trends — not guaranteed quotes.
Alcester, SD pricing has spiked by about 310.7% over the last month. Recent snapshots suggest upward pressure is still showing up in the latest pricing signals. Quote spread is wider than usual in this area.
If you're renewing soon, you may be walking into a higher-price window than earlier this season.
Best move: monitor pricing through your renewal window instead of checking once.
Set an alert for Alcester, SD so you're notified when the signal flips.
This index reflects observed pricing signals and aggregated trends — not guaranteed quotes.
Last 90 days · 13 data points
Structured read on the same snapshot as the consumer view — for transparency and power users.
Timing takeaway: Rising pressure
Structured regime read (observational)
RSI 40 · ZPP 50 · HEAT/hot
Re-pricing signal: Early drift
Heuristic metrics from index fields — observational only, not investment or insurance advice.
Alerts & market pulse for this area
Bearish for drivers here — the index shows premiums trending up in this window.
In the last 7 days, live index signals touched 51 ZIPs across 51 states — heavy activity in Indiana, Michigan, and more. Pricing keeps moving; alerts help you catch the next shift before renewal.
| Company | Current avg | Change vs previous | Pricing trend | Last seen |
|---|---|---|---|---|
| 21st Century Centennial | $21 | +0.0% | — | June 10, 2026 |
| State Farm | $30 | +0.0% | — | June 8, 2026 |
| North Star Mutual | $35 | +0.0% | — | June 10, 2026 |
| Auto-Owners | $41 | +0.0% | — | June 10, 2026 |
| NJM | $97 | — | — | June 10, 2026 |
| Farm Bureau | $118 | +0.0% | — | June 10, 2026 |
| Erie | $127 | — | — | June 10, 2026 |
| Progressive review | $131 | — | — | June 10, 2026 |
| State Farm review | $155 | — | — | June 10, 2026 |
| Direct Auto | $163 | — | — | June 10, 2026 |