The Auto Insurance Timing Intelligence Platform
RateSpyAlert Auto Insurance Price Index · Tracking pricing signals across 47 insurers · Updated daily
Possible price drop detected Updated: April 11, 2026 12:00 pm Based on 10 companies tracked Based on 1,289 pricing observations Signal confidence: HighRateSpyAlert tracks pricing shifts and timing so you know when rates move in your area.
Rates in ZIP 40001 have moved down about 15.2% over the last 30 days.
Drivers who check quotes at the right time may see better rates.
ZIP 40001 pricing has dropped sharply by about 15.2% over the last month. Recent snapshots are flashing a possible price-drop window rather than continued increases. Quote spread is wider than usual in this area.
If you're renewing soon, this is the type of window where some drivers see slightly better quotes than they saw last month. In this area, a few carriers are moving faster than the average, so timing can matter more than loyalty.
Best move: track this ZIP through your renewal month so you don't miss a short-lived drop.
Set an alert for ZIP 40001 so you're notified when the signal flips.
This index reflects observed pricing signals and aggregated trends — not guaranteed quotes.
Last 90 days · 13 weekly points
High pricing instability
| # | ZIP | Drop | Signal |
|---|---|---|---|
| 1 | 40001 | -89.8% | Early Drop |
ZIP codes where rate drop signals suggest a good time to compare quotes.
| ZIP | Signal | Strength | Change |
|---|---|---|---|
| 40001 | Confirmed | Strong | -89.8% |
Notable movers:
Unknown ↓ 3.2%, 50+ years of experience helping drivers save ↓ 100%, Farm Bureau ↓ 100%, Travelers ↓ 100%, State Farm ↓ 100%
| Company | Current avg | Change vs previous | Pricing trend | Last seen |
|---|---|---|---|---|
| Unknown | $22 | -3.2% | ↓ | April 11, 2026 |
| 50+ years of experience helping drivers save | $50 | -100.0% | ↓ | March 26, 2026 |
| Farm Bureau | $55 | -100.0% | ↓ | March 26, 2026 |
| Travelers | $63 | -100.0% | ↓ | March 26, 2026 |
| State Farm | $66 | -100.0% | ↓ | March 26, 2026 |
| Geico | $75 | -100.0% | ↓ | March 26, 2026 |
| Auto-Owners | $80 | -100.0% | ↓ | March 26, 2026 |
| Adairville | $175 | -100.0% | ↓ | March 26, 2026 |
| Aberdeen | $209 | -100.0% | ↓ | March 26, 2026 |
| Shelter | $222 | -100.0% | ↓ | March 26, 2026 |