The Auto Insurance Timing Intelligence Platform
RateSpyAlert Auto Insurance Price Index · Tracking pricing signals across 47 insurers · Updated daily
Possible price drop detected Updated: April 11, 2026 12:00 pm Based on 1 companies tracked Based on 889 pricing observations Signal confidence: HighRateSpyAlert tracks pricing shifts and timing so you know when rates move in your area.
Rates in Texas have moved down about 29.7% over the last 30 days.
Drivers who check quotes at the right time may see better rates.
Texas pricing has dropped sharply by about 29.7% over the last month. Recent snapshots are flashing a possible price-drop window rather than continued increases. Quote spread is wider than usual in this area.
If you're renewing soon, this is the type of window where some drivers see slightly better quotes than they saw last month.
Best move: track your area through renewal season since pricing cycles can shift quickly.
Set an alert for Texas so you're notified when the signal flips.
This index reflects observed pricing signals and aggregated trends — not guaranteed quotes.
Last 90 days · 13 weekly points
High pricing instability
| # | ZIP | Drop | Signal |
|---|---|---|---|
| 1 | 73301 | -88.9% | Early Drop |
ZIP codes where rate drop signals suggest a good time to compare quotes.
| ZIP | Signal | Strength | Change |
|---|---|---|---|
| 73301 | Confirmed | Strong | -88.9% |
Notable movers:
Unknown ↓ 2.9%
| Company | Current avg | Change vs previous | Pricing trend | Last seen |
|---|---|---|---|---|
| Unknown | $22 | -2.9% | ↓ | April 11, 2026 |