The Auto Insurance Timing Intelligence Platform
RateSpyAlert Auto Insurance Price Index · Tracking pricing signals across 47 insurers · Updated daily
Possible price drop detected Updated: April 11, 2026 12:00 pm Based on 10 companies tracked Based on 1,135 pricing observations Signal confidence: HighRateSpyAlert tracks pricing shifts and timing so you know when rates move in your area.
Rates in Tennessee have moved down about 17.3% over the last 30 days.
Drivers who check quotes at the right time may see better rates.
Tennessee pricing has dropped sharply by about 17.3% over the last month. Recent snapshots are flashing a possible price-drop window rather than continued increases. Quote spread is wider than usual in this area.
If you're renewing soon, this is the type of window where some drivers see slightly better quotes than they saw last month. In this area, a few carriers are moving faster than the average, so timing can matter more than loyalty.
Best move: track your area through renewal season since pricing cycles can shift quickly.
Set an alert for Tennessee so you're notified when the signal flips.
This index reflects observed pricing signals and aggregated trends — not guaranteed quotes.
Last 90 days · 13 weekly points
High pricing instability
| # | ZIP | Drop | Signal |
|---|---|---|---|
| 1 | 37001 | -84.3% | Early Drop |
ZIP codes where rate drop signals suggest a good time to compare quotes.
| ZIP | Signal | Strength | Change |
|---|---|---|---|
| 37001 | Confirmed | Strong | -84.3% |
Notable movers:
Unknown ↓ 3.2%, Auto-Owners ↓ 100%, Erie ↓ 100%, Travelers ↓ 100%, 50+ years of experience helping drivers save ↓ 100%
| Company | Current avg | Change vs previous | Pricing trend | Last seen |
|---|---|---|---|---|
| Unknown | $22 | -3.2% | ↓ | April 11, 2026 |
| Auto-Owners | $43 | -100.0% | ↓ | March 21, 2026 |
| Erie | $43 | -100.0% | ↓ | March 21, 2026 |
| Travelers | $45 | -100.0% | ↓ | March 21, 2026 |
| 50+ years of experience helping drivers save | $50 | -100.0% | ↓ | March 21, 2026 |
| State Farm | $59 | -100.0% | ↓ | March 21, 2026 |
| Farmers | $65 | -100.0% | ↓ | March 21, 2026 |
| Geico | $154 | -100.0% | ↓ | March 21, 2026 |
| Adams | $186 | -100.0% | ↓ | March 21, 2026 |
| Adamsville | $200 | -100.0% | ↓ | March 21, 2026 |