The Auto Insurance Timing Intelligence Platform
RateSpyAlert Auto Insurance Price Index · Tracking pricing signals across 47 insurers · Updated daily
Rates trending up Updated: April 11, 2026 12:00 pm Based on 10 companies tracked Based on 1,656 pricing observations Signal confidence: HighRateSpyAlert tracks pricing shifts and timing so you know when rates move in your area.
Rates in Arizona have moved up about 113.6% over the last 30 days.
Drivers who check quotes at the right time may see better rates.
Arizona pricing has spiked by about 113.6% over the last month. Recent snapshots suggest upward pressure is still showing up in the latest pricing signals. Quote spread is wider than usual in this area.
If you're renewing soon, you may be walking into a higher-price window than earlier this season. In this area, a few carriers are moving faster than the average, so timing can matter more than loyalty.
Best move: track your area through renewal season since pricing cycles can shift quickly.
Set an alert for Arizona so you're notified when the signal flips.
This index reflects observed pricing signals and aggregated trends — not guaranteed quotes.
Last 90 days · 13 weekly points
High pricing instability
| # | ZIP | Drop | Signal |
|---|---|---|---|
| 1 | 85001 | -93.9% | Early Drop |
ZIP codes where rate drop signals suggest a good time to compare quotes.
| ZIP | Signal | Strength | Change |
|---|---|---|---|
| 85001 | Confirmed | Strong | -93.9% |
Notable movers:
Wisconsin ↓ 100%, 21st Century Centennial ↓ 100%, Unknown ↓ 38%, Vermont ↓ 100%, North Carolina ↓ 100%
| Company | Current avg | Change vs previous | Pricing trend | Last seen |
|---|---|---|---|---|
| Wisconsin | $20 | -100.0% | ↓ | March 22, 2026 |
| 21st Century Centennial | $21 | -100.0% | ↓ | March 18, 2026 |
| Unknown | $22 | -38.0% | ↓ | April 11, 2026 |
| Vermont | $22 | -100.0% | ↓ | March 22, 2026 |
| North Carolina | $24 | -100.0% | ↓ | March 22, 2026 |
| Kansas | $25 | -100.0% | ↓ | March 22, 2026 |
| Nebraska | $27 | -100.0% | ↓ | March 22, 2026 |
| Maine | $28 | -100.0% | ↓ | March 22, 2026 |
| North Dakota | $28 | -100.0% | ↓ | March 22, 2026 |
| Oklahoma | $29 | -100.0% | ↓ | March 22, 2026 |